Existing Businesses

Small Business Loans
Loan Application Assistance
Free Business Consulting

Small Business Loan Program

Stockton Impact Corps (SIC) provides small business loans for businesses needing loans from $1,000-$5,000. Loans can be used to purchase equipment, for marketing, and/or specific operations of your business. The goal of the loan program is to increase your business revenue.

There are no loan application fees and all consulting is free and confidential.

To submit a loan application, business owners meet and work with SIC Associates (consultants) over a six-week period to complete the following:

Week 1: Meet with SIC Associates to tell us more about your business, your plans for financing, how we can help, and preparation for the next session.
Week 2: Based on your needs and how the loan will be used, we will create a “checklist” to take the mystery out of what will be needed for a complete application and an action plan of what you need to work on for the next session. We will continue to learn more about your business and determine additional ways SIC may be of assistance.
Weeks 3-5: Each week, you will work with SIC Associates for 1.5 hours on your application and general business operations, which may include financial statements, marketing, bookkeeping, insurance, taxes, use of the loan, and more. Consider this a three-week Boot Camp to refine your business operations while putting together your application?
Week 6: At this final meeting, we will meet to put together all the documents we have worked on in previous weeks to complete the application. We will help you to prepare to meet with the SIC Loan Committee where you will tell them about your business, how the loan funds will be used, and your plan for repayment. The Loan Committee makes the final determination regarding funding the loan.

We understand that businesses cannot get a loan for many different reasons -- whether your business is too new, you only need a small amount of money, or you have bad credit. Stockton Impact Corps works with businesses like yours to provide loans and the support to use funds in a way that will have the best effect.

Loan Size: $1,000 - $5,000
Duration: 6 months - 18 months
Payments: Monthly
Application Fee: None
Prepayment Penalty: None
Loan Use: Loans are given for a purchase that will increase revenue for the business. This may be a piece of equipment or machinery, a new type of inventory, a piece of advertising, or any business specific use.

Loan Application Assistance

Stockton Impact Corps (SIC) Is committed to helping all businesses to have the same access to loans and financing. This means helping business owners who are applying for a loan for the first time or would like help making the best application they can. If you are in the process of making an application for a loan or line of credit, SIC can help.

Applying for a loan can be a confusing process, with few trusted resources on how to best present yourself and your business. It is for this reason that Stockton Impact Corps offers assistance with preparing applications to local banks, credit unions, SBA loan programs, and nonprofit/government resources. Stockton Impact Corps can help you to put together your application and show the best of your business so that you can apply with confidence.

Business Consulting

Stockton Impact Corps (SIC) understands that there are many unknowns when you are a small business owner. When you are an entrepreneur it can seem like you need to be an expert in all parts of running a business. It is for this reason that we offer free and confidential consultations designed to fit the needs of your business.

Consultations are offered on many different topics and can be changed to fit the needs of each business. These meetings usually take place one-on-one between yourself and a member of the Stockton Impact Corps team. We are happy to join you at your place of business or host you in our Downtown Stockton office. Contact us to set up a time to talk about your business and how SIC may be able to help.

Topics Include:

Accounting
Bookkeeping
Expansion Plans
Marketing Plans
Budgeting
Risk Management
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